In-House Finacing.
At Bellingham Yachts, our in-house financing offers a seamless, personalized experience to secure the best rate and terms for your boat purchase, from application to closing for new boats or those we’ve taken in on trade.
We handle the details, so you can focus on getting out on the water!
How It Works.
Application
Simply fill out our easy one-page application, and we’ll handle the rest—working directly with the Marine Lender to streamline the process.
Loan Decision
Once your information is submitted, the Lender will typically provide rate and term options within 1-2 business days.
Funding
We prepare the final documents, so all that’s left for you is to sign. Within 48 hours, your loan is funded, and the boat is yours!
FAQ
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We offer long-term, fixed-rate loans through a well established Marine Lender.
The interest rate is determined by factors like your credit score and down payment amount.
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We want you to get the best rate possible! If the rates don’t meet your expectations, we’re happy to assist you in exploring options with other marine lenders.
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The interest rate is locked in for 30 days, while the loan approval is valid for 60 days.
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BYS doesn’t offer loans for repayment within the first six months. The Marine lender we work with allows early pay off with no fees if paid off after three years.
Yes! Refinancing options are available directly through our Marine Lender